Tarion Warranty
Buying a new home is an exciting milestone, but it comes with questions about what happens if something goes wrong. In Ontario, the Tarion Warranty provides protection for buyers of newly built homes. It ensures that builders meet provincial construction standards and gives homeowners a safety net for certain defects and issues.
What the Tarion Warranty Covers
Before Move-In
Even before you take possession, the warranty offers protections such as:
-
Deposit protection if the builder cannot complete the home.
-
Compensation for delayed closings in certain circumstances.
-
A Pre-Delivery Inspection where you walk through your home with the builder to identify any missing, damaged, or incomplete items.
After Move-In
Once you occupy your home, the warranty covers defects over three main time periods:
-
Year 1: Defects in materials and workmanship, including finishes, flooring, and paint.
-
Year 2: Coverage for plumbing, heating, electrical systems, and water penetration through basement or foundation walls.
-
Year 7: Protection against major structural defects, such as problems with load-bearing walls or floors that affect the home’s structural integrity.
The warranty also provides for certain incidental costs, like moving or replacing items while repairs are completed.
What is Not Covered
There are some exclusions to keep in mind. The warranty does not cover normal wear and tear, damage caused by homeowner modifications or neglect, or some secondary damages. It is important to understand which items fall outside of coverage for your type of home.
How to Make a Claim
If you notice a defect, you should first report it to the builder in writing. The builder is responsible for correcting covered issues. If they are unable or unwilling to address a problem, you can submit a claim with Tarion. The organization also offers alternative resolution methods if disputes arise.
Why It Matters
The Tarion Warranty gives homeowners confidence that their investment is protected. Knowing the coverage periods, what is included, and how to report issues can save time, money, and stress after moving in. It ensures that new homes meet construction standards and that defects are addressed fairly.
Final Thoughts
Purchasing a new home in Ontario comes with the reassurance of Tarion Warranty protection. By understanding how it works, homeowners can take full advantage of the coverage and know where to turn if problems appear. The warranty is designed to support buyers and make the transition into a new home as smooth as possible.